Naked Apartments: Search apartments for rent in New York City
Photo courtesy of Paalia on Flickr

Photo courtesy of Paalia on Flickr

These days many New York City apartment buildings offer tenants the opportunity to pay rent with a credit card.  While this may seem ideal, it’s important to keep in mind the possible downside of adding rent to your credit card bill.  The obvious benefit of paying rent with a credit card is that you can set-up automatic payments so that you never have to worry about a late rent check and a subsequent late fee.  Of course, renting in NYC means that even in the best of circumstances you’re looking at about $2000 tacked onto your credit card bill every month. Add to that living expenses New Yorkers can’t live without, like dinner at Minetta Tavern (dare to dream) and clothes to keep your wardrobe more Williamsburg and less Mall of America and your looking at a hefty credit card bill at the end of every month.  That’s why it’s important to give the question some thought.  Pay with your card or keep mailing that check?

Paying with your credit card has plenty of benefits that Suze Orman would approve of.  First off, covering rent with your credit card can help your credit rating.  If you have little or no credit to your name (bless your heart) and you’ve had no problem making rent every month, paying with your card can help you build your credit score.  And for those of you with good credit, tacking on rent to your monthly Amex bill will help you keep the credit rating gods happy.  Another added benefit to paying with your card is that you can earn miles or points.  Depending on what program your cards offer you could be looking at a round-trip ticket to London before you know it!

If your building allows you to pay rent with a credit card, look into your credit score (https://www.annualcreditreport.com/cra/index.jsp), go over your expenses to see if you’ve been able to pay rent easily in the past, and use online tools (www.mint.com) or iphone apps (http://bit.ly/qD0OS) to create a budget so you can make sure you never have to use the miles you earned to escape to Argentina.  If it seems like you can’t afford to add to your credit card debt, then keep buying stamps from the bodega on your corner and mail in those checks.  There’s no shame in staying loyal to snail mail.

Categories: Renter Tips
Photo courtesy of photos8.com on Flickr

Photo courtesy of photos8.com on Flickr

Coming across a solid apartment to rent in New York City is hard enough without also having to deal with getting your security deposit back from the apartment you’re moving out of.  Unfortunately once in a while you run into a landlord who somehow “forgets” to send your security deposit back.  Some people see this as part of the cost of New York apartment rental life and simply move out without paying their last month of rent, but others pay that last month and spend months trying to get their security deposit back without much success.

If this sounds familiar, you may want to read on.  First off, it’s important to know that landlords can deduct from your security deposit in two instances: (1) as reimbursement for the reasonable cost of repairs beyond what’s known as “normal wear and tear” of the apartment, or (2) as reimbursement for unpaid rent. Keep in mind that “normal wear and tear” is a really vague term and your landlord may get creative with the concept.  One suggestion (and we realize this isn’t very helpful if you’re already moving out) is to take pictures of the apartment on your move-in date and make a move-in day checklist.  This can prove useless with certain landlords, but it’s still worth the effort.

Okay, so assuming you’re getting the deposit back you also have to keep in mind that your landlord doesn’t have to return the deposit on the day you move out.  In fact, he/she only has to return the deposit within a “reasonable time” after the end of your lease.  A reasonable amount of time, as you would imagine, is a vague term and usually falls somewhere within 30-60 days after you move out.  So you need to sit still for the first 3-4 weeks, but make sure to call and preferably email your landlord asking about the deposit during this time.  If you’re still waiting for the money a month after moving out, send your landlord a formal letter demanding that he/she return your security deposit.  Make sure to include copies of those emails you sent your landlord asking for the deposit back so you have evidence to show you made several attempts to obtain the deposit without resorting to a more aggressive approach.

[Read more →]

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Categories: Renter Tips

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Photo Courtesy of The Launch Box http://thelaunchbox.blogspot.com/

This is a brief analysis on the Upper East Side Second Avenue Subway Line construction on how it affects and will affect New York apartment rentals now and in the future.

Presently:

With a fragile economy and the train construction on the Upper East side (namely, Second Avenue or on any street that intersects with Second Avenue), anyone can take advantage of sweet deals that they would not get the pleasure of enjoying under a stable economy and a non-construction environment. Landlords are hurting and eager to rent apartments, a weak economy and construction on Second Avenue adds fuel to the fire. Lowered rents, free months rent and OP’s paid to brokers are incentives to get apartments rented. The noise and scenery of construction is not appealing, but a renter can get an apartment that they probably would not of been able to afford under normal circumstances.

In the future:

It will take less convincing and motivation to consider an apartment on York and East End Avenue. Renters will have a broader range of apartments to choose from in the Upper East Side that are close to the subway, not to mention, spending less time searching for an apartment.

Reginal Legros is a licensed real estate agent with Manhattan Apartments, Inc. A native of Brooklyn, Reginal is a down to earth laid back person that listens and understands his clients needs.  A real estate junkie, Reginal is eager to learn a new thing about real estate each day.  In the near future Reginal plans to pursue a Master’s degree in Real Estate.

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Categories: Renter Tips

hurley500It’s possible you missed it. It’s possible you don’t care. It’s possible that Jacob has come back to life as Sayid! You know what else is possible? Getting kicked out of a bar that has reached maximum capacity due to the premiere of a TELEVISION SHOW!

What?! (Bars are for drinking silly bitches!)

Well it happens and it happened last night at the Bell House in Brooklyn. Not only did they host a raucous premiere party for LOST, but they also hosted a band with a cult-like following that was inspired by the show: Previously on Lost. I didn’t brave the snow to be a part of this insanity (please people—I’m a couch-reporter all the way). I was too busy eating my spaghetti squash and counting down the moments til I could pop an Ambien and settle in for the night. Such is the essence of a cozy winter in New York. Lucky for me, I have roommates who brave the world in search of silly fun. They always bring the insane and outrageous home to mama. It was they who got kicked out of the premiere at the Bell House and they who came home with a growler of beer from Bierkraft. I just sat there chewing on my squash watching them plug wires and cables into the TV. But fun is infectious and before I knew it we were all drunk, stealing a live stream off the internet (we don’t have cable, we’re broke!) and having our own premiere party. Afterward, we engaged in a live reading of different internet forums where we found people nerding out worse than us. Folks haven’t been this obsessed with TV since Donna lost her virginity to David on Bev-Niner! So I leave you to formulate your own time travel theories and stage your own coffee house readings with excerpts of fan insanity (fansanity?), courtesy of “Team Darlton” of EW.com: [Read more →]

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no-hipster-waiter-5001Last week two friends managed to lure me out of my apartment and back into the city. The thought of stepping outside my door and hemorrhaging money was enough to make me want to burrow deeper into the sofa and continue my marathon viewing of The Wire on DVD. This is New York after all. She’ll charge you for the air you breathe. She’s that kind of petty bitch. (Besides, The Wire really is as good as everyone says.)

But there were good reasons to leave the house. People were sending me e-vites to “Friendraisers”—the kind of thing where folks don’t want your money—they just want to see you. Friends who could afford to be hung-over called and invited me to brunch. Friends who needed an “I hate New York” rehabilitation buddy were reaching out. She, in particular, was ready to make a break for Los Angeles. I couldn’t let that happen, that’s one less friend I’d have in a city already filled with grouchy trolls. Besides, I knew she couldn’t afford the plane ticket home. She’s stuck here. I’m stuck here. We’re all stuck here. So let’s make the best of it, I figured. Why not leave the house and socialize in a public setting?

And that’s just what I did. But not before eating at home first. Because this, people, is how you can meet up with friends somewhere cool, without feeling like you’re going to break the bank. That’s right, even when you’re off to a restaurant, eat at home first. I mean, it makes sense don’t it? You always take a few shots before you head to the bar nowadays, so why not apply the same logic elsewhere? If your friends can go out and eat, fine. But don’t let that stop you from going out and joining them. I’m constantly isolating myself because I don’t want to spend something I haven’t got. But I’m learning to be crafty. And this whole eating before you got out thing is working for me. It’s helping me be social and outgoing again. [Read more →]

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Gram’s Soup

January 27th, 2010 : Tami Mnoian

grams-soup500The Japanese half of my background reined much of my upbringing—well, sort of, at least the culinary effects were strongly felt. My mother’s mother would drive her silver diesel Mercedes from the strawberry land of Oxnard, CA, and unload countless trays of food from her trunk: big pot of teriyaki short ribs, rolls of futomaki sushi, and bags of Japanese candy treats. She lived an hour away, however, so this was more of a once-a-month occurrence. On my Armenian side, my father’s mother, Lillian, lived less than a mile away. So we dined at her house often. Usually, on Thursdays, the entire family—aunties, uncles, and cousins—would trek to her house on Arbolada Drive for one of her sprawling dinners.

Lillian, or Lil, as she was known, was a classy lady. We never saw her undone—ever. She was always dressed up—silky blouse that tied at the neck, skirt that hit just below the knee, stockings, and a low heel. She went to the beauty shop every Saturday for her weekly hair (reddish brown) and nail (pink) upkeep. She drove a yellow Cadillac and liked to have lunch at hotel coffee shops.

Lil’s dinner menu usually consisted of the following: fresh vegetables to start; a pot of Gram’s soup, which I’ll elaborate on later; hamburger patties, barbecued chicken, grilled tomatoes and onions, and rice pilaf. It was immense, but then there were a lot of people to feed. In my family, gender roles were, and still are, very old-fashioned, very defined. Upon arriving at Lil’s house, the men would head to the family room to watch news or sports, the kids would play in the backyard, and the women would cook. [Read more →]

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If you live in New York City you probably have at least one apartment renting horror story. You probably even have that million-dollar idea to solve the nightmare — but as of today it only exists as a napkin drawing and you still need to find a place. Read on for five ways to lower the anxiety level for your next apartment hunt in 2010. (I’d say they might even eliminate your tension altogether but hey, you are a New Yorker — even if you do practice Qigong).

Craigslist. Kidding. OK, here we go: [Read more →]

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Categories: Renter Tips
Photo courtesy of Ugo.com

Photo courtesy of Ugo.com

“This is a robbery you mutherf*cker!”

That’s what popped into my head as I imagined my friends robbin’ and stealin’. I imagined Becky (names have been changed for this story) holding a gun to the bathroom attendant while Nancy (names have been changed for this story) rummaged through the bathroom looking for the loot, cursing up a storm. But that’s not how it happened. It was easier than that. It was easy and guiltless Becky and Nancy said. Things were tough, so why not take what they wanted they said.

Shit, I thought. I’ve got Bonnie and Clyde all up in my living room.

It was easiest to stake out a bar or restaurant, they said. Restaurants in particular had the best stuff. All they had to do was go into the bathroom, look around for a stack piled up against a wall or in a basket—usually they’d find it under the sink—and depending on the size of the purse one or the other happened to be hauling around, they’d grab the stuff and go.

“I mean really, look at this!” Becky said. She proudly pulled three rolls of toilet paper out of her handbag. “Usually I just take one or two, but this bag fit three!”

My friends had resorted to stealing. They’d just gotten back from brunch in our Park Slope neighborhood and were relaying to me the ingenious ways they were grifting the system. I couldn’t stop laughing. “You stole toilet paper?” The stuff was cheap to begin with. “A roll of Marcal never sets you back more than a dollar.” I said.  “Well that’s a dollar I can spend on something else, like a drink at the bar.” Becky said. “You know what else we did last night?” I wasn’t sure if I wanted to know. This shit was funny, but it was also kind of sad. The last time I’d stolen anything, I was about 12. The Snickers bar I’d stuffed up into my training bra fell out of my shirt right as I was walking out of a mini-mart. The owner saw the Snickers hit the ground and he came running. I tried getting away on my old 10-speed, but he caught the back of my shirt, pulled me off the bike and screamed bloody murder. I cried like a baby. I was afraid and ashamed. I was a kid, I didn’t know any better he said, and then he let me go. I hadn’t stolen a thing since then (the author is lying—she stole highlighters from her old job, and she stole a ream of paper for her graduate school applications—okay and maybe sometimes she eats a few grapes when she’s shopping in the produce isle). I was disappointed in Becky and Nancy and I didn’t really know if I wanted to hear about the rest of their shenanigans (Another lie. She wholeheartedly encouraged them to spill it). [Read more →]

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Tanned

January 20th, 2010 : Tami Mnoian

sunset500I’m a little down and out on New York right now. It’s nothing personal, but I just returned from a stint on the West Coast and I quickly got back into the swing of sandals, T-shirts, and singing to the car radio. Oh, and I’m suntanned, but you wouldn’t know it, since I’m bundled up, neck to toes, daily. After seeing my friends in New York for the first time in a few weeks, they collectively exclaimed, “You look so healthy.”

Is that one of those funny, backhanded compliments? Five years ago, after I left my awesome but very stressful managing editor post, I often heard, “Wow, you look so much better.”

This week I’m writing a little love letter to the West—miss you great big Pacific and San Gabriel and Santa Monica mountains—and summing up my favorite eating moments of my trip. This recent journey took me to Los Angeles and Maui, Hawaii, where I ate like a king.

I didn’t go to my usual haunts, Apple Pan or In-N-Out.  Me and beef are taking a sort-of break. Instead I revisited some new joints and forgotten favorites. The hipster enclave of Silver Lake bookended my LA visit. Gingergrass on Glendale Boulevard is a Vietnamese restaurant that’s not as crowded as my first fave, Pho Café, and has a more varied menu. The Wok-Tossed Noodles are where it’s at. I went here with Mariana and Eric, who were taking a much-needed break from their work on the 3D version of Alice in Wonderland. Also in Silver Lake, Café Stella, at the heart of Sunset Junction, is the sweetest of French bistros. They serve the most fantastic pot de crème chocolat, a cross between pudding and mousse.

A quick shot on the 2 Freeway away, Kathleen’s in Pasadena offers the most authentic, whole-stick-of-butter Armenian style rice pilaf. Her lamb shish kebab is tops too, but I always order the grilled chicken kebab. It’s juicy, fresh, not saddled with marinades, and very tasty. Kathleen Abajian just celebrated her 28th year of business, which reminds me that I’ve been going to this place most of my life and it hasn’t changed a bit. [Read more →]

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itaysworld_homeless_signs_03This year, remember one thing: You’re no different than the homeless. On second thought, that’s a near thoughtless statement and I take it back, because you are different. At least a little. You have a roof over your head, you’re not completely starved, your bed is warmish and you even have a job, or two, or three. But let me tell you why this year, you got a thing or two to learn from the homeless.

If you’re like me, then it’s possible you went home to your parents for the holiday season, tail between your legs, feeling as broke and pathetic as you looked. “You’re 30.” They say. “Why don’t you have your shit together?” My parents originate from another country, a place that’s more a refugee state at this point than a prosperous nation. Where they come from if you managed to get into “University” (and they say it as if there was only one in the whole country), then you were a doctor by 21 and married by 23. At my age I’m considered a failure for producing no children, no wedding ring, and no successful career to speak of.

“Why don’t you have your shit together?” is what every question about your wellbeing seems to infer. If only you had a dime for every time you asked yourself that very question, you’d be a rich woman you tell them.

Ha Ha, they mock.

“Why can’t you be a teacher?” Your mother asks in all seriousness.

If you’re a girl, this might be the point at which you burst into tears. Being broke after all is a sensitive issue. If you’re a guy, this might be when you throw your bowl of oatmeal at the wall and storm dramatically out of the kitchen. They’re tryin’ to break my spirit you think to yourself. You scowl. Your ego hurts. [Read more →]

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